After a flood, homeowners often struggle to understand the requirements and procedures of the , presenting unexpected challenges in an already dire situation. Homeowners must have a clear understanding of the detailed rules and processes of the NFIP — especially the concept of — to accurately assess damage and know what actions will be required as… Read more
If your home or business is in a high-risk area, your insurance agent will likely need an to determine your flood insurance premium. An EC documents the elevation of your building for the floodplain managers enforcing local building ordinance, and for insurance rating purposes. Elevation Certificates: Who Needs Them and Why
This guide provides Floridians with actions to take before and after a disaster to make sure homeowners insurance coverage is adequate and that financial interests are up-to-date and protected. Natural Disasters: Your Guide to Insurance and Financial Preparation in the Event of a Disaster
Ready New York: Reduce Your Risk outlines steps New York City property owners can take to prepare through — cost-effective and sustained actions taken to reduce the long-term risk to human life or property from hazards. The guide covers preparation for all types of perils that can impact New York City and identifies additional resources.… Read more
This quick reference guide, developed by FEMA, helps individuals and families prepare for an earthquake and prevent earthquake-related damage to their homes. The brochure features instructions on conducting earthquake drills and “hazard hunts,” in addition to a checklist of disaster supplies, tips on what to do during and after an earthquake and additional resources. Earthquake… Read more
Before construction on your home begins, you will work closely with your case manager, designers, architects and contractors to ensure you are satisfied with the construction plan and that your home is safe, up to code and in compliance with the specific program requirements. Below are tips for what applicants repairing or rebuilding their homes… Read more
This presentation provides an overview of eligibility requirements, including program, project and homeowner eligibility levels. As presented to the National League of Cities, March 2017 IBTS Presentation: Eligibility Requirements (PowerPoint)
The following summarizes the history of the US Department of Housing and Urban Development, including the Community Development Block Grant (CDBG) program. The early post-Great Depression legislative measures from 1932 – 1938 stimulated housing construction in the U.S. Emergency Relief and Reconstruction Act of 1932 P.L. 75 – 432 First major U.S. relief legislation. Passed by Congress… Read more
A collection of 13 reports on lessons learned from Hurricane Sandy related to health systems and services. The report’s first section includes and Executive Summary of each article. Common recommendations included filling gaps in planning, communication and coordination, more integrated systems, more practice and training between facilities, building in redundancies, clarifying authority, preparing for environmental… Read more
The Stafford Act constitutes the statutory authority for most federal disaster response activities especially as they pertain to FEMA and FEMA programs. In response to the to the evolving demands for federal disaster assistance, Congress has passed legislation to amend the Stafford Act to improve the role of the federal government in disaster assistance. Pre-1950… Read more